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Savings Accounts

DAY TO DAY BANKING
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You can open a Sole Proprietorship, General Partnership, or Corporation account online.

If you're setting up any other business type, please book an appointment with our Business Banking Team.


Apply online

Book an appointment

Access your savings while earning interest.

Your hard-earned savings don't need to be locked away for you to get a return. Our High-Interest Savings Account offers a competitive rate and peace of mind because it’s there when you need it. You can earn interest without paying expensive monthly fees. It’s great for those who want access to their money but need a short-term or temporary place to deposit their savings.

Become a member in as little as 5 minutes.

We make it simple to become a member at Coast Capital. Financial peace of mind is a few clicks away.

Apply online

Why choose Coast Capital for your daily banking needs?

No or low monthly fees No or low monthly fees
Affordable day-to-day banking means more money in your pocket so your budget has more room to breathe.
Deposit On-the-go Deposit On-the-go
Deposit multiple cheques straight into your account in real-time by simply snapping a photo of the front and back.
4000+ ding-free® ATMs 4000+ ding-free® ATMs
In addition to Coast Capital ATMs, members get ding-free use at any ATM on The EXCHANGE® Network across Canada.
Coast Mobile® Banking app Coast Mobile® Banking app
Complete transfers, bill payments, cheque deposits or almost any transaction on your smartphone with our app.

Why choose Coast Capital for your daily banking needs?

No or low monthly fees
Affordable day-to-day banking means more money in your pocket so your budget has more room to breathe.
Deposit On-the-go
Deposit cheques straight into your account by simply snapping a photo of the front and back.
4000+ ding-free® ATMs
In addition to Coast Capital ATMs, members get ding-free use at any ATM on The EXCHANGE® Network across Canada.
Coast Mobile® Banking app
Do most of your banking with your smartphone and tablet on our Apple or Android app.

The High-Interest Savings Account

Your savings don't need to be locked away. Get a great rate and easy access to your money.


  • No monthly fee
  • 1.60%1 interest rate
  • 2 free monthly transactions2
  • $5 per additional transaction
  • Sending an e-Transfer $1.50 each; receiving e-Transfers is free
  • Click here for service fees

The High-Interest Savings Account
Your savings don’t need to be locked away. Get a great rate and easy access to your money.
  • No monthly fee
  • 1.60%1 interest rate
  • 2 free monthly transactions2
  • $5 per additional transaction
  • Sending an e-Transfer $1.50 each; receiving e-Transfers is free
  • Click here for service fees
Apply online
Terms & Conditions

Terms & Conditions

  1. Refer to coastcapitalsavings.com/rates for our current rates and how interest will be calculated.

  2. Transactions include Coast Capital Savings® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, bill payments, and withdrawals. Deposits and self-serve transfers between Coast Capital Savings accounts are free.

For more information, see our full list of service fees.

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Not sure which solution is for you? Let's pick the right one, together.
Book an appointment
or call us at 1.888.517.7000


Tax-Free Savings Account (TFSA)

If you're over the age of 19 avoid paying tax on the income or growth you make on your investment, even when it's withdrawn.

  • No maximum age limit to open or hold a TFSA
  • No deadline for your contributions
  • Unused TFSA contribution room can be carried forward to future years
  • Investment income earned in a TFSA plan, including capital gains, will not be taxed, even when withdrawn
  • Multiple investment products such as GICs and mutual funds available within a TFSA
† Read terms and conditions

Disclosure

Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd. provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing. Only deposits held in Canadian currency, having a term of five years or less and payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act. 

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Need help finding the right account?
Need help finding the right account?
Let's have a quick Where You're At Money Chat® to help you solve your money matters.
Schedule a Money Chat
More help Start a Pre-authorized Credit Budget Calculator Find a branch/ATMDownload our Everyday Guide

You can open a Sole Proprietorship, General Partnership, or Corporation account online.

If you're setting up any other business type, please book an appointment with our Business Banking Team.


Apply online

Book an appointment

Best-in-class digital money tools

Remote resources open 24/7 and available to help you achieve your financial goals.

Digital Banking

Access our award winning digital banking. It's open 24/7 and available to help you anytime and anywhere.
Learn more 
Money Manager

Get a snapshot of your budget, spending and all other bank accounts in one place with our financial management tool.
Learn more 
Calculators

How long will it take to pay off your loan? TFSA or RRSP? Crunch the numbers on our calculators and find out.
Get Started 

Services available with your savings account.

Automatic Deposits and Payments

Make deposits into your chequing or savings account at a regular frequency. You can also set up automatic bill payments.

Learn more
Coast Online® Banking

Pay bills, make transfers and manage accounts from your desktop or tablet, anytime, anywhere.

Sign Up
Coast Mobile® Banking App

Do most of your banking with your smartphone and tablet on our Apple or Android App.

Get our App
Safety Deposit Boxes
Store your valuables and important papers in a safety deposit box available in a variety of sizes at most branches. Service fees apply.
Access to thousands of surcharge-free ATMs
In addition to Coast Capital ATMs, members get ding-free use at any ATM on The EXCHANGE® Network in Canada.
Deposit On-the-go
Use your Coast Mobile® App to make deposits by simply snapping a photo of a cheque.
Get our App

Make your Savings Account do more.

MANAGING YOUR MONEY
A guide to emergency savings.
If you lost your job tomorrow, would you know how you'd pay rent next month? Keep reading for tips on how to start your own emergency savings fund.
Read article
GROW YOUR MONEY
Pay Yourself First: the benefits of automatic savings.
Learn how to inject more certainty into your savings through a technique known as pay yourself first, or a little more dramatically automatic savings.

Read article
Managing Your Money
Top financial wellness habits
Financial health habits play a vital role in living your best life. Read on for our seven healthiest money moves to make sure you have a solid future.
Read article
Let’s find the right account, together.

Our team of experts will find the right solutions for you and your goals.

Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.

Book an appointment
Find a branch

CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information


Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.

  1. Interest is calculated at this rate on the closing daily balance and paid monthly. Refer to coastcapitalsavings.com/rates/personal-and-business for our current rates and more information on how interest will be calculated.
  2. Transactions include Coast Capital ® and THE EXCHANGE® Network ATM withdrawals, Interac Direct Payment, preauthorized payments, in branch transfers (between Coast Capital accounts), bill payments and withdrawals (in branch/self serve). Deposits and electronic transfers (between Coast Capital accounts) performed via Coast Capital ATM, Coast-by-Phone and Coast capital digital banking are free & unlimited.