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Coast Capital Auto Finance Team is here to support you through the financial hardships of COVID-19. We’re offering auto loan payment deferral for up to 3 months on a case-by-case basis. The fastest way to start the deferral process is by emailing us.

Please note: Interest is accrued to the outstanding balance of the loan and incorporated into your payments once they resume.

Email us 

Coast Capital Auto Finance Team is here to support you through the financial hardships of COVID-19. We’re offering auto loan payment deferral for up to 3 months on a case-by-case basis. The fastest way to start the deferral process is by emailing us.

Please note: Interest is accrued to the outstanding balance of the loan and incorporated into your payments once they resume.


Email us 

Auto loans that get you where you want to go.

If financial well-being is your destination, you can get there faster with Coast Capital. With flexible, affordable and competitive car loans, we put money back in your pocket.1

Our team will find the right financing solution for you and your budget so you can drive off happily into the sunset with peace of mind.

Talk to us today.

Apply online in as little as 10 minutes.

APPLY ONLINE
Talk to our team

Why finance with Coast Capital?

We keep auto financing simple, quick and affordable. Whether you’re buying a car or looking to refinance an existing auto loan, our Auto Finance Team is here to help you make it happen.

Affordable rates & flexible terms1
Quick application & easy payment options Quick application & easy payment options
Finance new & used vehicles Finance new & used vehicles
Finance business fleets Learn more
On approved credit, you may also be eligible for no payments during the first 90 days1.

Enjoy the benefits that set Coast Capital apart

Pre-Approved Financing

Excited to shop around for a new or used car? We’ll help with pre-approved auto loans so you can shop with confidence. Walk out of the dealership with keys in hand and peace of mind knowing how much your car will cost over time and that you’ve already secured a great rate.


Apply online

Auto Refinancing2

Refinance your existing car to put money back in your pocket with a more affordable loan agreement. Bring your existing auto loan to us and we'll rewrite it with an affordable interest rate, or with a longer term3, to help you find affordable monthly payment obligations.


Apply online

Private Sales

Want to purchase a car you found online or from someone you know? Our team will help you through the private sale process. We’ll walk you through your Carfax and all the paperwork, like accident and damage history or any liens on the vehicle.


Apply online
Coast Capital auto loans Coast Capital auto loans

We can help you afford a wide range of vehicles.

  • Personal vehicles
  • Luxury and Classic vehicles
  • Hybrid and Electric vehicles
  • Refinancing for recreational vehicles2

We can help you afford a wide range of vehicles.

  • Personal vehicles
  • Luxury and Classic vehicles
  • Hybrid and Electric vehicles
  • Refinancing for recreational vehicles2

We finance all kinds of vehicles

  • Consumer automobiles
  • Luxury and classic vehicles
  • Hybrid and electric vehicles
  • Commercial vans and trucks
  • Delivery vehicles (cargo and cube vans)

Ready to apply?

Application is as easy as three simple steps.

Step 1
Apply online. It takes as little as 10 minutes and we’ll get back to you the same business day.
Step 2
We’ll be in touch to discuss your application and required documents, rates and terms.
Step 3

Finalize your loan and pride yourself on getting a great deal.

APPLY ONLINE

We're proud to offer the best financing solutions.

We don't mean to brag but we'll make your dreams into a reality.
For You.
We promise you an affordable and reliable vehicle that meets your needs. Our team of auto experts can help customize a convenient payment structure that works for you and your family.
For your business.
Running a business can be pricey. We’ll customize a competitive payment structure so you can get the vehicle you want and your business can enjoy the sweet savings.
For your fleet.
We finance commercial vans, trucks and delivery vehicles, so you’re able to give your customers the service they deserve. We’ll put together customized financing to maximize your business’s cash flow.
Already know we're the best?

Apply now

Need more convincing? 

Request a quote
We've answered your most popular FAQs.


No. The Auto Finance team will let you know if they need more information or documents from you after reviewing your application

The Auto Finance team generally takes 2 hours to process applications, during normal business hours. The response will include either an approval or decline of your application, or in some cases a request for more information.
Yes. You’ll need to provide us with the balance owing to the other lender, along with all of the vehicle details, including the mileage. The balance owing must be provided via a lender issued statement. You can obtain the balance owing statement by contacting your lender directly.
Applications are valid for 30 days from the date of submission. After 30 days, you will need to submit a new application.

What is the interest rate?

As our Auto loan rates change often, please contact our Auto Finance team directly at 1-877-375-2777 or coastauto@coastcapitalsavings.com; Mon-Fri 8:30 am-5:00pm. We’ll be able to quote an exact rate once an application has been submitted.


Is it a fixed rate?

Yes, our Auto loan rate is fixed throughout the loan term.


Is there a minimum loan amount?

Yes, the minimum amount to finance is $10,000 on a qualified vehicle.


How long of a term can I get on my loan?

The minimum term is 24 months, and the maximum term is 84 months. The maximum term a member can qualify for will depend on the vehicle’s model year, mileage, and amount requested.


Can I do bi-weekly payments?

Yes. We offer monthly and bi-weekly payment options.


Is the 90-day no pay option interest free?

No, interest will still apply from the signing date to the first payment date.


I have a Coast Capital auto loan and need to find out the balance. How do I do that?

Please contact our Auto Finance team directly at 1-877-375-2777 or coastauto@coastcapitalsavings.com; Mon-Fri 8:30am-5:00pm.

What should I keep in mind when searching for a vehicle?

A few things to keep in mind:

  • The minimum amount to finance is $10,000 on a qualified vehicle.
  • The vehicle should not be more than 10 years old. Classic cars may be considered.
  • The vehicle must have normal branding. Salvage, rebuilt, non-repairable or inspection required branded vehicles are not eligible for financing.
  • Kilometers should not exceed 185,000.
  • There should be no damage exceeding $5,000.
  • Final approval is subject to review of the confirmed vehicle details and based on its Canadian Black Book value.

Drive away with the right one for your needs. Drive away with the right one for your needs.

Drive away with the right one for your needs.
  • Consumer automobiles
  • Luxury and classic vehicles
  • Hybrid and electric vehicles
  • Commercial vans and trucks
  • Delivery vehicles (cargo and cube vans)


Drive away with the right one for your needs.
  • Consumer automobiles
  • Luxury and classic vehicles
  • Hybrid and electric vehicles
  • Commercial vans and trucks
  • Delivery vehicles (cargo and cube vans)

Real advice for your life.

MANAGING YOUR MONEY
The smart guide to refinancing your auto loan

Do you think you're paying too much for your car? You might not have to. Learn everything you need to know about refinancing.

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MANAGING YOUR MONEY
Financing vs cash: which is better when buying a car?
It might seem like common sense to pay upfront with the cash when you buy a car. But that's not always the case. Read more to learn when financing is best.
Learn more
MANAGING YOUR MONEY
Put money back in your pocket by refinancing your auto loan
Do you think you're paying too much for your car? You might not have to. Learn how refinancing your auto loan could save you money.
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1. Rates and terms are subject to standard lending criteria

2. Auto refinancing does not apply to existing Coast Capital auto loans. Refinancing may result in a lower monthly payment, but may not be the case in every circumstance.

3. Coast Capital Savings Federal Credit Union automotive financing products are subject to standard lending criteria and are offered by Coast Capital Auto & Equipment Finance Ltd. under the name Coast Capital Auto Finance. Coast Capital Savings Federal Credit Union automotive financing products are available in Ontario, Nova Scotia, New Brunswick, Manitoba, British Columbia, Prince Edward Island, Alberta, Newfoundland and Labrador.