Desjardins is investigating the disclosure of personal information they hold. This includes credit cards held by Coast Capital members.
Currently, there is no evidence showing that any information was compromised. Learn more
Credit Cards
DAY TO DAY BANKING
Make your spending count with BONUSDOLLARS®.
We offer a full line of Visa credit cards thanks to our partners at Desjardins, the largest financial cooperative group in Canada.
Whether you're looking to establish a credit history, want a low fixed interest rate, or a straightforward rewards program, we can help find the card that's right for you.
Get started today.
Already know which card is right for you?
Need expert advice about the right card?
Why choose a Coast Capital credit card?
Good gets better with up to 1% of your purchases back in BONUSDOLLARS plus money savings perks.
Learn more about the credit cards and benefits in our Visa Desjardin Guide.
Mobile device insurance*
Coverage up to $1,000 in the event your cellphone, smartphone or tablet is lost, stolen, accidentally damaged or experiences mechanical failure.
Three-day travel insurance
Free insurance coverage for trips of up to three days outside your province of residence. Going for more than three days? Simply extend your coverage.
Extended Warranty
Coverage automatically doubles the original manufacturer’s warranty for up to one extra year when you use your card to purchase most items.
Purchase protection
Provides coverage in the event of loss or damage for 90 days from the purchase date when you use your card to purchase eligible items.
Which features are important to you?
Need a hand finding the right card?
Let's have a quick Where You're At Money Chat® to help you solve your money matters and determine which credit card is right for you.
No-fee Elegance® GOLD Card
Pay no annual fee and get extra advantages with more rewards.
19.9
%
1
Annual interest
- 0.5% of your purchases back in BONUSDOLLARS on everyday purchases
- 3-day complimentary travel insurance
- Purchase Protection and Extended Warranty available
- Optional: $30/year fee to reduce your annual interest rate to 12.9% or pay a $30/year fee to earn 1% BONUSDOLLARS on everyday purchases
Terms & Conditions
-
Other fees and costs may be applicable that would increase the total Cost of Credit and Annual Percentage Rate. Please contact us for full details.
Low-rate Modulo® GOLD Card
Take advantage of our lowest interest rates in Canada while earning rewards.
11.9
%
1
Annual interest
- 1% of your purchases back in BONUSDOLLARS on everyday purchases
- Low $50 annual fee
- 3-day complimentary travel insurance
- One of the lowest rates in Canada
Terms & Conditions
-
Other fees and costs may be applicable that would increase the total Cost of Credit and Annual Percentage Rate. Please contact us for full details.
Travel Odyssey® GOLD Card
For all you jet-setters and snowbirds, a travel card that fits your needs.
19.9
%
1
Annual interest
- Up to 60 days of extended travel insurance
- Optional: pay an additional $30/year fee to reduce your annual interest rate to 12.9%
- $110 annual fee
- 1% of your purchases back in BONUSDOLLARS on everyday purchases
Terms & Conditions
-
Other fees and costs may be applicable that would increase the total Cost of Credit and Annual Percentage Rate. Please contact us for full details.
No-fee Student Visa Credit Card
Establish credit and get some extra protection on your cell phone.
19.9%
†
Annual interest
- Mobile Device Insurance*
- Optional: pay a $30/year fee to reduce your annual interest rate to 12.9%
- No annual fee
- 3-day complimentary travel insurance
Terms & Conditions
-
Other fees and costs may be applicable that would increase the total Cost of Credit and Annual Percentage Rate. Please contact us for full details.
-
Mobile Device Protection provides coverage for your cell phone, smartphone and tablet up to $1,000 in the event of loss, theft, mechanical breakdown or accidental damage. Fund the purchase of your new device through your wireless service provider and pay your device's monthly wireless bill with your Coast Visa Desjardins Student card or Purchase your new device with your Coast Visa Desjardins Student Card. For more details on the Mobile Device Insurance visit the Visa Desjardins Website.
Exclusive Rewards Platinum Card
Get exclusive rewards and our lowest interest rate.
This card is invitation only.
12.9
%
1
Annual interest
- 1% cash back once purchases reach $20,000 per year2
- $169 annual fee
- 1% of your purchases back in BONUSDOLLARS on everyday purchases
Terms & Conditions
-
Other fees and costs may be applicable that would increase the total Cost of Credit and Annual Percentage Rate. Please contact us for full details.
Not sure which card is for you? Let's pick the right one, together.
or call us at 1.888.517.7000
Additional services available with our credit cards.
Insurance Coverage
We've got you covered, including, purchase protection and extended warranty plans.
BONUSDOLLARS Rewards Program
On most of our cards, you automatically accumulate BONUSDOLLARS with every purchase you make. Our formula is simple: one BONUSDOLLAR equals one Canadian dollar.
Overdraft Protection
When you need to protect your account in between deposits, you only get charged interest and a small monthly fee if you use it.
payWave contactless payments
Credit Card Security
Financing Options
Make lending work for you:
MONEY HELP
How lending can get you ahead.
There’s such a thing as good debt. Sometimes good debt can help you get out of bad debt. Read about how lending can sometimes help you get ahead.
MANAGING YOUR MONEY
Is all debt bad?
Debt doesn’t have to be a dirty word. There is good debt and bad debt. Find out more about the types of debts and which ones to avoid.
Managing Your Money
Top financial wellness habits
Financial health habits play a vital role in living your best life. Read on for our seven healthiest money moves to make sure you have a solid future.
Let’s find the right card, together.
Our team of experts will find the right card for you and your goals.
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.
Have questions about the new digital banking experience? Find answers in our digital banking FAQ.
* Mobile Device Protection provides coverage for your cell phone, smartphone and tablet up to $1,000 in the event of loss, theft, mechanical breakdown or accidental damage. Fund the purchase of your new device through your wireless service provider and pay your device's monthly wireless bill with your Coast Visa Desjardins Student card or Purchase your new device with your Coast Visa Desjardins Student Card. For more details on the Mobile Device Insurance visit the Visa Desjardins Website.
- Current rates are subject to change without notice.
- The 1% cashback is paid on the portion of the purchases made with the Coast Visa Platinum card that exceeds C$20,000. The 1% cashback is paid on annual purchases made on the Coast Visa Platinum card up to a maximum of C$100,000 per account, for a maximum of $800 per year. The 1% cashback is credited to the account on the anniversary date of the account opening. If the account is closed before the anniversary date of its opening, no cashback will be paid. If the cardholder’s account is 90 or more days past due and/or if the Coast Visa Platinum card is cancelled by Desjardins Financial Group, the cardholder loses his/her right to the 1% annual cashback and no deposit will be made.
- Current rates are subject to change without notice.