Skip to main content

Lines Of Credit

LENDING
Top of main content

Easy access to funds when you need it most.

A line of credit (LOC) is lending that’s there, ready to use, inside your account for when you need it. It acts like a pre-approved loan that you can access through your chequing account.

Like all loans, it’s best to go over your financial situation with an advisor to find the borrowing solutions that are right for your life.


Talk to us today.

Your success is our top priority and we actually care how things turn out. Talk to our Lending Team today and we’ll help you plan for the real life you want.

Book your complimentary appointment.

Book appointment

Why partner with Coast Capital?

Partnership Partnership

The more we get to know you personally, the better we can help you create the real life you want. Together, we’ll find the right loan, term and rate that works for you.

Advice Advice
Our focus is to educate and guide you towards the right lending solutions and to provide clear, simple and personalized advice that you can feel excited about.
Rates Rates
We offer rates that are as low as possible to make sure that your loans work for your real life. We want you to feel confident about your lending solutions.
Terms
Take advantage of flexible and realistic terms that align with your personalized goals and timeline.
Personal Line of Credit
A helpful alternative to cash advances or large credit card purchases. Get access to extra funds and only pay interest when it's used.
  • Pay down the balance at any time
  • Re-advance your loan as many times as you need
  • Interest† charged only on what you use
  • Access money through your chequing account, debit card, cheques or in a branch
Apply online
† Read terms and conditions.

Terms and Conditions.

† Rate and approval based on risk profile.

Close
Home Equity Line of Credit
Use the equity in your home for renovations, big purchases or even consolidating debt, all at a lower interest rate than a regular loan.
  • Access up to 65% of the value of your home
  • Only pay interest† on the amount used
  • Access money through your chequing account, debit card, cheques, or in branch
  • Pay down the balance any time, and then use it again when you need to
Apply online
† Read terms and conditions.

Terms and Conditions.

† Rate and approval based on risk profile.

Close
Have questions?
We have answers.
Book appointment

or call us at 1.888.517.7000





More help.

Here are other products we’ll go over with you when you get a line of credit from Coast Capital Savings.

Loan Insurance
Through our partners at Valeyo‡, we offer line of credit coverage which takes care of your payments if you become disabled due to a health issue, accident or injury. If you were to pass away, this coverage helps reduce or eliminate your outstanding loan balance. Creditor Insurance available through Coast Capital Savings Federal Credit Union is underwritten by Canadian Premier Life Insurance Company.
Learn more
Automatic Deposits and Payments

Make deposits into your chequing or savings account at a regular frequency. You can also set up automatic bill payments.

Learn more
Coast Mobile® Banking App
Do most of your banking with your smartphone and tablet on our Apple or Android App.
Get our App

Ready to apply online?

Here's what you need to do.

Step 1

Take no more than 10 minutes to complete the application. We’ll get back to you within 3 business days.

Step 2

We’ll contact you to discuss your application including required documents, rates and terms.

Step 3

Finalize the Line of Credit at a branch of your choice.

Get started

Helpful Resources

Make your loan work for you.

MANAGING YOUR MONEY
Loan or LOC? A look at two lending options.

A loan and a line of credit are two ways you can borrow money. Find out what the differences are and which one is right for you.

Read article
MONEY HELP
How lending can get you ahead.
There’s such a thing as good debt. Sometimes good debt can help you get out of bad debt. Read about how lending can sometimes help you get ahead.
Read article
MANAGING YOUR MONEY
Is all debt bad?

Debt doesn’t have to be a dirty word. There is good debt and bad debt. Find out more about the types of debts and which ones to avoid.
Read article
Work with a financial advisor who puts you first.

We'll work with you to find real lending solutions to achieve what's important to you.
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.

BOOK APPOINTMENT

‡ Valeyo is a marketer of line of credit insurance underwritten by Canadian Premier Life Insurance Company (Head Office - Toronto, ON) and insurance-related products. This product may not pay off your entire line of credit obligation. Any benefits will be payable to your creditor. Exclusions, limitations and terms of availability apply to this coverage. For cost and complete details, contact your Coast Capital Savings lender.