Personal & Business Accounts Rates
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Changes Coming to Business Savings Accounts
Effective January 1, 2021 we are changing the method that interest is calculated on our tiered business savings accounts only. Click here for full details.
You have all kinds of chequing and savings needs. We have all kinds of chequing and savings accounts, with great rates. And the more you put in, the better rate you'll get.
Already a Coast Capital member? Open additional Chequing or Savings accounts using Coast Online® Banking.
Personal Accounts
|
Coast Chequing Classic
|
Rate effective Mar 18, 2020 |
|---|---|
| Coast Chequing Classic Tier 1 - $0 to $999.99 | 0.000% |
| Coast Chequing Classic Tier 2 - $1,000 to $4,999.99 | 0.000% |
| Coast Chequing Classic Tier 3 - $5,000 to $9,999.99 | 0.000% |
| Coast Chequing Classic Tier 4 - $10,000 + | 0.000% |
|
Coast Chequing Prestige
|
Rate effective Rate effective May 9, 2022 |
|---|---|
| Coast Chequing Prestige Tier 1 - $0 to $999.99 | 0.000% |
| Coast Chequing Prestige Tier 2 - $1,000 to $4,999.99 | 0.000% |
| Coast Chequing Prestige Tier 3 - $5,000 to $9,999.99 | 0.000% |
| Coast Chequing Prestige Tier 4 - $10,000 + | 0.000% |
| Coast Chequing Classic | Rate effective Mar 18, 2020 |
|---|---|
| Coast Chequing Classic Tier 1 - $0 to $999.99 | 0.000% |
| Coast Chequing Classic Tier 2 - $1,000 to $4,999.99 | 0.000% |
| Coast Chequing Classic Tier 3 - $5,000 to $9,999.99 | 0.000% |
| Coast Chequing Classic Tier 4 - $10,000 + | 0.000% |
|
Coast US Chequing
|
Rate effective Rate effective Mar 18, 2020 |
|---|---|
| Coast US Chequing Tier 1 - $0 to $999.99 | 0.000% |
| Coast US Chequing Tier 2 - $1,000 to $4,999.99 | 0.000% |
| Coast US Chequing Tier 3 - $5,000 to $24,999.99 | 0.000% |
| Coast US Chequing Tier 4 - $25,000 to $59,999.99 | 0.000% |
| Coast US Chequing Tier 5 - $60,000 + | 0.000% |
|
High-Interest Savings
|
Rate effective Rate effective Feb 17, 2023 |
|---|---|
| The High-Interest Savings Account - $0 + | 1.600% |
|
Overdraft Protection (ODP)
|
Rate effective 27-Jul-23 |
|---|---|
| Overdraft Protection ( CA ) | 21% |
| Unauthorized Overdraft (CA) | Prime + 18% |
| Unauthorized Overdraft (US)* | 27% (Coast Capital US Base + 18%) |
* Please note that we do not offer Overdraft Protection for US currency accounts at this time.
Business Accounts
|
Coast Business Savings®
|
Rate effective Rate effective Apr 25, 2018 |
|---|---|
| Coast Business Savings Tier 1 - $0 to $4,999.99 | 0.050% |
| Coast Business Savings Tier 2 - $5,000 to $9,999.99 | 0.100% |
| Coast Business Savings Tier 3 - $10,000 to $100,000 + | 0.150% |
|
High-Interest Business Savings
|
Rate effective Jan 4, 2023 |
|---|---|
| The High-Interest Business Savings Account Tier 1 - $0 to $24,999.99 | 1.500% |
| The High-Interest Business Savings Account Tier 2 - $25,000 to $99,999.99 | 1.750% |
| The High-Interest Business Savings Account Tier 3 - $100,000 to $499,999.99 | 2.000% |
| The High-Interest Business Savings Account Tier 4- $500,000 - $999,999.99 | 2.600% |
| The High-Interest Business Savings Account Tier 5- $1,000,000-$4,999,999.99 | 2.750% |
| The High-Interest Business Savings Account Tier 6 - $5,000,000+ | 3.050% |
|
Overdraft
|
Rate effective 27-Jul-23 |
|---|---|
| Overdraft Protection ( CA ) | 21% |
| Unauthorized Overdraft (CA) | Prime + 18% |
| Unauthorized Overdraft (US)* | 27% (Coast Capital US Base + 18%) |
* Please note that we do not offer Overdraft Protection for US currency accounts at this time.
These interest rates are subject to change without notice. Interest is calculated, per annum, at the tier rate on the portion of the closing daily balance within the tier. Interest is paid monthly. Learn more about how our interest rates are calculated on deposit and GIC products.
Have questions?
Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.
Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information
Only deposits payable in Canada are eligible to be insured under the Canada Deposit Insurance Corporation Act.