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Market-Linked GIC

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Tap into the stock market with a Market-Linked GIC.

Accessing the stock market couldn't be simpler. Even if the market takes a hit, your initial investment is always safe with a Market-Linked GIC*.

Our Market-Linked GICs offer a Global Diversified GIC with a term length of 3 or 5 years.


Key features:

  • Only need $500 to get started
  • Choose a term length of 3 or 5 years
  • Potential to earn higher returns linked to stock market performance (Eco and Global options available)
  • Principal investment protected
  • Available as Non-registered and Registered Account such as an RRSP or TFSA

1-Year Canadian Financial Services with minimum guaranteed return

Features:

  • Initial investment is guaranteed
  • Offers a return that ranges between the guaranteed minimum return and the predetermined maximum return
  • Only need $500 to get started

Best for you if:

  • You're looking for a guaranteed minimum rate of return over a shorter term length
  • You want to gain exposure to the Canadian stock market without risking your principal investment

3 Year Global Diversified and Eco Market Linked with higher potential variable return*

Features:

  • Initial investment is guaranteed
  • Offers a return that ranges between the guaranteed minimum return and the predetermined maximum return
  • Only need $500 to get started

Best for you if:

  • You're looking to keep your initial investment and grow your money conservatively
  • You want to gain low-risk exposure to global stock markets

5 Year Global Diversified and Eco Market Linked with higher potential variable returns*

Features:

  • Initial investment is guaranteed
  • Offers a variable return that ranges between the guaranteed minimum up to the predetermined maximum.
  • Only need $500 to get started

Best for you if:

  • You're looking to keep your initial investment and diversify your investment portfolio
  • You want to gain low-risk exposure to global stock markets

Current Offer and Past Offers

Current Offer Sale Period – March 23, 2023 - July 24, 2023
Product Name
Issue Date Maturity Date Initial Index Minimum Guaranteed Cumulative Rate of Return at Maturity Minimum Guaranteed Annual Rate of Return Maximum Cumulative Rate of Return at Maturity Maximum Annual Rate of Return
17-Aug-2023 17-Aug-2026 100 6.00% 1.96% 18.00% 5.67%
11-Aug-2023 11-Aug-2028 100 10.00% 1.92% 35.00% 6.19%
14-Aug-2023 14-Aug-2026 100 6.00% 1.96% 18.00% 5.67%
16-Aug-2023 16-Aug-2028 100 10.00% 1.92% 35.00% 6.19%
11-Jun-20 11-Jun-21 100 0.50% 0.50% 1.50% 1.50%
This product is currently unavailable.
Past Offers and Current Index Values

Current Offer and Past Offers

Current Offer Sale Period – March 25, 2020 to May 16, 2020

This product is currently unavailable.

What stocks make up my Canadian Financial Services term deposit?

The group of eight financial securities noted below includes five national Canadian banks and three multi-national insurance companies, all on the Toronto Stock Market.
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What stocks make up my Global Diversified GIC?

Company
Bridgestone Corporation
Canon Inc
BNP Paribas SA
CSL Limited
Iberdralo SA
Intaxt Financial Corporation
Nintendo Co LTD
Loblaw Companies Limited
McDonald's Corporation
National Grid Plx
Company
Nestle SA
Pfizer Inc
Reckitt Benckiser Group Plc
Rogers Communications Inc.
Sanofi
SAP SE
The Toronto-Dominion Bank
United Parcel Services, Inc.
Wheaton Precious Metals Corp.
Zurich Insurance Group AG
Company
American Electric Power Co (AEP) NYSE (New York)
Global Diversified GIC - Sector Diversification chart
Global Diversified GIC - Geographic diversification chart
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What stocks make up my Eco Market Linked GIC?

Company
KDDI Corp
Magna International Inc
Daiwa House Industry Co
Mowi Asa
First Solar Inc
SolarEdge Technologies
Partners Group Holding AG
Welltower Inc
Goodman Group
Merck KGaA
Company
Schneider Electric SE
Nutrien LTD
NVIDIA Corp
CGI Inc
STMicroelectronics NV
SAP SE
Hydro One
Orsted AS
Wheaton Precious Metals Corp
Zurich Insurance Group AG
Company
American Electric Power Co (AEP) NYSE (New York)
Eco Market Linked GIC - Sector Diversification chart
Eco Market Linked GIC - Geographical Diversification chart

Sector Diversification

Sector %
Technology 20.00
Consumer Discretionary 15.00
Financials 15.00
Health Care 15.00
Communications 10.00
Industrials 10.00
Consumer Staples 5.00
Materials 5.00
Utilities 5.00

Geographic Diversification

Geographic %
Canada 20.00
United States 20.00
Australia 10.00
France
10.00
Germany
10.00
Netherlands
10.00
Switzerland
10.00
Japan
5.00
Spain
5.00



Let’s build the right plan, together.
Our experienced Investment Team can help with an investment plan that's right for you. Call us at 1.888.517.7000 Mon-Sat, 8am-8pm; Sun, 9am-5:30pm.

CDIC Deposit ProtectionCDIC Deposit Protection

Coast Capital Savings Federal Credit Union is a member of the Canada Deposit Insurance Corporation (CDIC). More CDIC information


* Variable return can only be known at maturity and may be a maximum 18.00% (5.67% per annum) for a 3 year market-linked GIC or a maximum 35.00% (6.19% per annum) for a 5 year market-linked GIC . These investments cannot be transferred or redeemed and we will not pay any interest or principal before maturity; maximum annual returns are compounded annually. Terms and conditions apply. Not available to purchase through online banking, please call us to purchase 1.844.517.7763.

For additional information, please phone our Advice Centre at 1.888.517.7000.