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Coast Capital®
Small Business Suites

All of your business banking needs together in one suite of products.
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One-stop shop for all your business banking needs.

We've done the hard work on your behalf. With our Small Business Suite, find the most relevant banking products and services for your business all in one place. We have your business banking needs covered, from chequing and cash flow to wealth management and financial advice.

Ready to get started?

Let’s find the right financial solutions for you and your business, together. Call us today at 1.888.517.7000 Mon- Fri 8 am - 5:30 pm PST or book an appointment online.

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All your business banking needs in one place


Pick the right financial solutions based on your business needs and connect with our Business Banking Team to add them to your account.

Essentials Suite

If you’re just starting your business, self-employed or a small/medium-sized business just looking for basic solutions such as day-to-day banking and cash flow, and unsecured lending then this suite is for you.
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Expansion Suite

If your small or medium-sized business has greater transaction needs or requires more robust lending solutions to modernize, such as business loans with flexible terms, then this suite is for you.
Learn more
Essentials Expansion





All your business banking needs in one place.

Pick the right financial solutions based on your business needs and connect with our Business Banking Team to add them to your account.

Line of Credit1

Ideal funding to support emergency needs or revenue-generating activities since you can repeatedly borrow against it and pay it back.

Are you in trades?
Get approved for a line of credit in as little as 30 minutes.

Business Loan1

$10,000 - $300,000

Funding to support expansion or operational updates at an affordable rate and with flexible payment terms.

Auto & Equipment Financing2

Enjoy low rates and a quick application process for business vehicle and equipment financing. We finance a wide range of business vehicles and equipment like cargo vans, passenger vehicles, trucks and construction equipment.

Coast Visa Business Card

$60/card/year for the first four cards, and $40/card/year for additional cards.

Enjoy one of the lowest interest rates in Canada, 1% cashback credit3 and free access to experienced lawyers with corporate legal assistance services.

Merchant Solutions3

SAVE

For a limited time save $360 and get a free virtual terminal or e-commerce solution for 1 year.6

Plus until August 31, get a free wireless terminal rental for 3 months (valued at $400) and enjoy no set-up fees and no monthly account fees. 7

A credit card could be exactly what you need if you’re looking for short-term cash flow. And, in many cases, you can take advantage of your card's grace period and pay off the balance without interest. For a limited time, get a $60 Refund Bonus on your first card4 to reduce the financial obligation.

Benefits:

  • Zero deposit fees
  • Accept payments by phone or online
  • Funds deposited the next day5
  • One-on-one onboarding to get you up and running in no time

Ready to bundle?

Our Business Banking Team is here to help you pick the right banking solutions for your business. Get started today by calling 1.888.517.7000 or booking an appointment below.

Book an appointment
Ready to bundle?
Get started today by calling 1.855.375.7775 or booking an appointment below.
Book an appointment

Your success is our success so we're with you every step of the way.

A dedicated business partner every step of the way.

When you bank with us, you get a dedicated and experienced Relationship Manager with local expertise, whose business is to know your business. And size doesn't matter to us. Here, we treat all businesses like big business.

Personalized financial advice to set your business up for long-term success4.

Our Wealth Team creates strategies that help ensure personal and business financial success. We offer advice about the right financial solutions and strategies to ensure you’re on the path to meet your short and long-term goals.

Free online access to the Business Resiliency Program12

We’ve teamed up with Spring Activator Inc. to offer our business members free access to their Business Resiliency Program. This online course is designed to teach businesses the tools they need to survive and thrive during uncertain times and situations.

Learn more

Partnership with TELUS to help you save

We’ve partnered with TELUS to help you cut costs on a new Internet Plan, Security Plan and Mobility Plan. For a limited time, Coast Capital Small Business members can save up to 70%13 on select TELUS business plans. Check if your business is eligible for this offer today.

Check eligibility

Enhanced

Here are the most relevant and popular financial products and services for your type of business. Based on your needs, you can pick and choose from the options. Plus for a limited time, enjoy fee waivers of $XXX or more* when you bundle select products with us.


Business Line of Credit1

$5,000 to $250,000

If you need cash flow for short-term or long-term growth, you have options. A Business Line of Credit is a safety net. There is no operating cost and once you’re approved, you’ll have quick access to working capital.

Benefits:

  • Access working capital fast
  • No monthly fee
  • No setup fee
  • No renewal fee
  • Download our guide

Short-term loan2

$10,000 - $300,000

We know that new businesses often don't qualify for traditional secured lending and it’s important to have short-term cash flow for an unexpected opportunity. Our partner OnDeck can provide immediate growth capital with an unsecured loan and preferred pricing.

Benefits:

  • Renewal opportunity at 50% paid down
  • Funding in as fast as 1 business day
  • Simple online application process
  • Competitive rates

Coast Visa Business Card3

SAVE

Save $60 and enjoy $0 annual fee for the first year (value $XX).

A credit card could be exactly what you need if you’re looking for short-term cash flow. And, in many cases, you can take advantage of your card's grace period and pay off the balance without interest. For a limited time, get a $60 Refund Bonus on your first card4 to reduce the financial obligation.

Benefits:

  • One of the lowest interest rates in Canada
  • Quick access to capital
  • 1% cashback credit5
  • Free access to experienced lawyers with corporate legal assistance services

Merchant Solutions3

SAVE

For a limited time save $360 and get a free virtual terminal or e-commerce solution for 1 year.6

Plus until August 31, get a free wireless terminal rental for 3 months (valued at $400) and enjoy no set-up fees and no monthly account fees. 7

A credit card could be exactly what you need if you’re looking for short-term cash flow. And, in many cases, you can take advantage of your card's grace period and pay off the balance without interest. For a limited time, get a $60 Refund Bonus on your first card4 to reduce the financial obligation.

Benefits:

  • Zero deposit fees
  • Accept payments by phone or online
  • Funds deposited the next day5
  • One-on-one onboarding to get you up and running in no time

Automated Fund Transfers9


If your business has high frequency or volume of payment transfers, consider setting up Automated Fund Transfers that allows you to automatically send or receive payments to and from accounts held at other financial institutions on a recurring basis.

Benefits:

  • Convenient and cost-effective
  • Receive payments quickly
  • Reduce admin costs
  • Save time on cheque deposits

Business Loans


Need to expand, add or update your business? Modernize your operations with a business loan10 at an affordable rate with flexible payment terms.

If you are looking for financing for equipment purchase or renovating your business rental properties, consider Canada Small Business Financing Program (CSBFP).11

Benefits:

  • Fixed or variable interest rate terms
  • Flexible repayment options+

Auto Refinancing


Lower your monthly business vehicle payments with a more affordable loan or lease agreement when you refinance your vehicle. Bring your existing auto loan to us and we'll rewrite it at a lower interest rate, or with a longer term8. We offer competitive rates and quick application process.

Benefits:

  • Lower interest means more money in your pocket
  • Lower monthly payments
  • Improve cash flow
  • Minimize business expenses
Ready to bundle?
Get started today by calling 1.855.375.7775 or booking an appointment below.
Book an appointment

More perks and benefits

Free online access to the Business Resilience Program10

We’ve teamed up with Spring Activator Inc. to offer our business members free access to their online learning platform designed to help you assess the status of your business, create a plan to thrive, and equip you with the right tools and resources that go beyond business banking.

Free online access to the Business Resilience Program10

We’ve teamed up with Spring Activator Inc. to offer our business members free access to their online learning platform designed to help you assess the status of your business, create a plan to thrive, and equip you with the right tools and resources that go beyond business banking.

Learn more
Learn more

Holistic investment strategies for you and your business.4

Our Wealth Team is here to create tailored strategies to help you reach your goals--both business and personal. We cover investments, solutions to protect what matters to you and estate planning to create one comprehensive plan for you and your business.

Set up a complimentary consultation today.
Book appointment

Holistic investment strategies for you and your business.4

Our Wealth Team is here to create tailored strategies to help you reach your goals--both business and personal. We cover investments, solutions to protect what matters to you and estate planning to create one comprehensive plan for you and your business.

Set up a complimentary consultation today.
Book appointment

Get fast financing when you need it.

At Coast Capital, we work hard to identify and provide you with the best financing solutions to serve your needs. That’s why we’ve partnered with OnDeck — a leading small business lender to provide you term loans from $10,000 to $300,000 in as short as 1 business day.5 Apply online in minutes.

LEARN MORE

Get fast financing when you need it.

At Coast Capital, we work hard to identify and provide you with the best financing solutions to serve your needs. That’s why we’ve partnered with OnDeck — a leading small business lender to provide you term loans from $10,000 to $300,000 in as short as 1 business day.5 Apply online in minutes.

LEARN MORE

Guidance beyond just banking

Coast Capital business members get free access to The Business Resilience Program powered by Spring.

We’ve teamed up with Spring Activator Inc. to offer our members free access to an online learning platform designed to help them assess the status of their business, create a plan to thrive, and equip them with the right tools and resources that go beyond business banking.

LEARN MORE

Guidance beyond just banking

Coast Capital business members get free access to The Business Resilience Program powered by Spring.

We’ve teamed up with Spring Activator Inc. to offer our members free access to an online learning platform designed to help them assess the status of their business, create a plan to thrive, and equip them with the right tools and resources that go beyond business banking.

LEARN MORE

Award-winning digital banking.

We know that as a business owner, you’re busy getting the job done. That’s why we offer our business members digital banking with convenient features customized specifically for them. So instead of waiting in line-ups, you’ll save time for the more important stuff.

LEARN MORE

Award-winning digital banking.

We know that as a business owner, you’re busy getting the job done. That’s why we offer our business members digital banking with convenient features customized specifically for them. So instead of waiting in line-ups, you’ll save time for the more important stuff.

LEARN MORE

Take advantage of these limited-time offers
Our Small Business Team is here to help you pick the right products and services for your business.

Get started today by calling 1.855.350.7775 or booking an appointment below.

BOOK APPOINTMENT
  1. Terms and conditions apply. Subject to approval at Coast Capital Savings Federal Credit Union’s sole discretion. Coast Capital Savings Federal Credit Union reserve the right to alter or terminate its Offers at any time. These Offers are limited to one per business membership and are not transferable, substitutable, or duplicable. Offers may not be combined with any other Coast Capital Savings Credit Union offers. All products and service associated with an Offer must remain in good standing. Coast Capital Savings Federal Credit Union reserves the right to charge any waived fees in the event any applicable product or service is not kept in good standing. Saving value based on the estimate value of the additional services, if purchased separately from the bundle.
  2. Subject to Coast Capital Savings lending policies and criteria. Personal guarantee(s), security and additional documentation may be required. Fees may apply. Other conditions may apply.
  3. Short-Term Loans are offered by On Deck Capital Canada, ULC (“OnDeck”) and all loans and loans amounts are subject to OnDeck approval.
  4. Coast Visa Business Card is issued by Desjardins Group (“Desjardins”) and all cards are subject to Desjardins approval. Fee rebates on a Coast Visa Business Card product will be issued by and will be subject to Desjardins terms and policies. Offer available until December 31, 2020. Eligible member will receive a $60 reimbursement, from Coast Capital, of the member’s first year annual fee on the member’s first card (the “Refund Bonus”). Offer subject to change without notice. Please see full terms & conditions
  5. Business purchases charged to one or more Coast Visa Business cards that total between $12,000 and $500,000 in one year will be eligible for a 1% cashback credited to the Business cardholders account on the anniversary date of the account opening. Visa cheques, cash advances, interest charges, returned goods, administration fees and other fees related to purchases are excluded.
  6. The promotional offer described above is valid from September 15, 2020 through to November 15, 2020 and is only available to net new Global Payments Canada clients that enter into a one (1) year credit and debit processing agreement with Global Payments Direct, Inc., that rent or purchase point-of-sale (POS) solution from Global Payments Canada and that receive their deposit into a Coast Capital Savings Credit Union business bank account by December 31, 2020. Offer may end or be suspended at any time for any reason, and is subject to change without notice. Other fees/taxes may apply. This offer cannot be combined with any other Global Payments Canada offers/promotions. Clients will enter into a one (1) year client agreement, which auto renews for six (6) month periods.Some restrictions apply - ask Global Payments for details. Clients currently under contract with Global Payments Canada are not eligible for this promotion.
  7. Members must set up at least 10 recurring transfers per month to qualify for this service.
  8. Subject to the terms and conditions of your loan agreement. Auto refinancing does not apply to existing Coast Capital auto loans or leases.
  9. Consultation services are provided by and are subject to the terms and policies of Coast Capital Wealth Management Ltd.

  1. Subject to Coast Capital Savings lending policies and criteria. Personal guarantee(s), security and additional documentation may be required. Fees may apply. Other conditions may apply.
  2. Coast Capital Savings Federal Credit Union automotive financing products are subject to standard lending criteria and are offered by Coast Capital Auto & Equipment Finance Ltd. under the name Coast Capital Auto. Coast Capital Savings Federal Credit Union automotive financing products are available in Ontario, Nova Scotia, New Brunswick, Manitoba, British Columbia, Prince Edward Island, Alberta, and Newfoundland and Labrador. Fees may apply.
  3. Business purchases charged to one or more Coast Visa Business cards that total between $12,000 and $500,000 in one year will be eligible for a 1% cashback credited to the Business cardholders account on the anniversary date of the account opening. Visa cheques, cash advances, interest charges, returned goods, administration fees and other fees related to purchases are excluded.
  4. Coast Capital Savings Federal Credit Union provides advice and service related to deposit, loan and mortgage products. Coast Capital Wealth Management Ltd provides investment and financial planning services. Coast Capital Financial Management Ltd. provides advice and service related to segregated funds, annuities and life insurance products. Worldsource Financial Management Inc. provides advice and service relating to mutual funds. Mutual funds are not guaranteed or insured by any financial institution, government or other deposit insurer. Mutual fund values change frequently and past performance may not be repeated. Commissions, trailing commissions, management fees and expenses may all be related with mutual fund investments. Important information about mutual funds is contained in the relevant fund facts and simplified prospectus. Please read the fund facts carefully before investing.
  5. Short-Term Loans are offered by On Deck Capital Canada, ULC (“OnDeck”) and all loans are subject to OnDeck approval.