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Essentials Suite


Here are the most relevant and popular financial products and services for your type of business. Based on your needs, you can pick and choose from the options.




The Deposit-for-free Business Account™

Enjoy unlimited transfers via Coast Online®, Coast Mobile® Banking and Coast-by-Phone®, and unlimited in-branch and ATM deposits.

Free access to Coast Online® Banking means:

  • Easily complete and approve multiple signature transactions with the click of a button
  • Set your employees up as authorized delegates and control their access privileges,
  • View all of your accounts and balances from a single account summary page

The Deposit-for-Free Business Account

FEES WAIVED

Save $72 on first year account fees7 upon funding of a Business Loan or Line of Credit over $10,000.

Enjoy unlimited transfers via Coast Online®, Coast Mobile® Banking and Coast-by-Phone®, and unlimited in-branch and ATM deposits.

Free access to Coast Online® Banking means:

  • Easily complete and approve multiple signature transactions with the click of a button
  • Set your employees up as authorized delegates and control their access privileges,
  • View all of your accounts and balances from a single account summary page


Business Line of Credit1

$5,000 - $250,000
If you need cash flow for short-term or long-term growth, you have options. A Business Line of Credit is a safety net. There is no operating cost and once you’re approved, you’ll have quick access to working capital.

Benefits:

Business Lending

FEES WAIVED

Save $72 on the first year of The Deposit-for-free Business Account fees, upon funding of a Business Loan or Line of Credit of $10,000 or more.1

Business Line of Credit (LOC)

If you need additional cash flow, a LOC might be right for you. There is no operating cost and once you’re approved, you’ll have quick access to working capital.

Business Loan

Expand, add or update your operations with a business loan at an affordable rate with flexible payment terms.

 

How to redeem:

Call our Business Banking Team at 1.855.350.7775 to apply within 30 days of account opening. Fee waiver is applied subsequent to funding for a Business Line of Credit or Business Loan of $10,000 or more.


Short-term loan2

$10,000 - $300,000

We know that new businesses often don't qualify for traditional secured lending and it’s important to have short-term cash flow for an unexpected opportunity. Our partner OnDeck can provide immediate growth capital with an unsecured loan and preferred pricing.

Benefits:

  • Renewal opportunity at 50% paid down
  • Funding in as fast as 1 business day
  • Simple online application process
  • Competitive rates

Wealth Management5


SAVE

For a limited time, get up to $1,000 when you transfer new investments into mutual funds with Worldsource Financial Management8.


New Investment Cash Bonus
$50,000 - $100,000 Up to $200
$100,000.01 - $200,000 Up to $400
$200,000.01 - $300,000 Up to $600
$300,000.01 - $400,000 Up to $800
$400,000.01 - $500,000 Up to $1,000
$500,000.01 or more $1,000

Enjoy integrated financial advice to help you achieve both your business and personal goals. Our Investment Team, including Certified Financial Planners®, can help with:

  • Investment planning
  • Retirement planning
  • Tax planning
  • Will and estate planning
  • Succession planning
  • Protection planning
  • Education planning

Coast Visa Business Card

FEES WAIVED
Get $60 reimbursed toward your first annual fee3.

Take advantage of one of the lowest interest rates in Canada, 1% cashback credit6 and free access to experienced lawyers with corporate legal assistance services.

How to redeem:

Call our Business Banking Team at 1.855.350.7775 to apply within 30 days of account opening and we'll reimburse your first year of fees upon successful approval for your first Coast Visa Business Card.

Coast Visa Business Card

FEES WAIVED

Save $60 on your first annual fee8.

A credit card could be exactly what you need if you’re looking for short-term cash flow. And, in many cases, you can take advantage of your card's grace period and pay off the balance without interest.

Benefits:

  • One of the lowest interest rates in Canada
  • Quick access to capital
  • 1% cashback credit3
  • Free access to experienced lawyers with corporate legal assistance services

Merchant Solutions

SAVE

Save up to $3506 with the Global Payments “Welcome Bundle”, which includes:

  • $200 credit on a terminal purchase or first three months rental free
  • Free Merchant Portal7 and Analytics reporting for one year ($150 savings)

Collect payments anywhere, anytime and with less delay with merchant solutions. Improve your cash flow with funds deposited into your business bank account the next day.


Solutions include:

  • Payment terminals
  • Online payment applications
  • Mobile payment solutions
  • Gift card and loyalty programs
  • Integrated solutions
  • Comprehensive, multi-tool reporting portal


Auto Refinancing


Lower your monthly business vehicle payments with a more affordable loan or lease agreement when you refinance your vehicle. Bring your existing auto loan to us and we'll rewrite it at a lower interest rate, or with a longer term4. We offer competitive rates and quick application process.

Benefits:

  • Lower interest means more money in your pocket
  • Lower monthly payments
  • Improve cash flow
  • Minimize business expenses

Become a member and start bundling

Our Small Business Team is here to help you pick the right products and services for your business.

Step 1

Apply online to become a Coast Capital Business Member.

Step 2

Sign up for the Deposit-for-Free Business Account.

Step 3

Call us within 30 days of account opening to apply for a Business Loan or Business Line of Credit and get your fees waived7, plus sign up for other products in the Essentials Suites. 

Apply online

You can also contact our Small Business Team at 1.855.350.7775 or book an appointment online.